Pros
- Three easy plan tiers
- Any ASE-certified facility
- Unlimited service calls
- 30-day money-back guarantee
- Flexible payment plans
Cons
- Final pricing needs a quote
- Coverage changes by plan
- Deductible still applies
About Select Auto Protect
Select Auto Protect presents its product as an extended car warranty, though its FAQ also explains that the product is a service contract that helps cover the cost of unexpected repairs and replacement of vehicle parts and labor. That matters on a comparison page because many shoppers search with warranty language even though the final contract terms are what control the covered parts, limits, and claims rules.
One of the bigger strengths here is simplicity. Select Auto Protect keeps its lineup to three plans and makes the main buying points easy to spot: nationwide ASE-certified repair access, no inspection requirement at sign-up, coverage for old vehicles in good working condition, and a payment process where the company says it pays the repair facility directly for covered repairs while the customer pays the deductible.
What Makes This One Different
Some providers lean hard into a long menu of plans and feature lists. Select Auto Protect takes a different route. The site is built around a smaller number of choices and a quicker pitch around convenience, repair access, and claim support. That can work well for shoppers who already know they want protection and do not want to spend a lot of time sorting through six or seven plan families.
It also pushes customer-use benefits more than many pages in this category. Unlimited service calls, a protection guarantee for covered parts that cannot be repaired, direct payment over the phone to the repair shop for covered work, and the ability to use any ASE-certified technician give this provider a practical, use-it-when-you-need-it angle.
Plans and Covered Systems
Select Auto Protect currently lists three plans: Select Silver, Select Gold, and Select Platinum. Silver is the entry-level option. Gold adds more systems on top of the Silver plan. Platinum is the widest tier, reaching into areas like ABS brakes, AC, heating, fuel system parts, turbo or supercharger coverage, hi-tech components, front and rear suspension, and AWD/4×4 systems.
Across the lineup, the company’s plan grid shows core items such as the engine, transmission, cooling system, brake system, electrical system, drive axle, trip interruption, gas refill, roadside assistance, and rental car benefits. Gold adds lockout and steering-system coverage. Platinum expands into more advanced and comfort-related systems, which gives it a better fit for drivers worried about more than major drivetrain failures.
That structure makes Select Auto Protect fairly easy to compare. If your main goal is budget-minded coverage for the basics, Silver may be enough. If you want broader protection for steering, suspension, fuel, or higher-tech systems, Gold or Platinum will make more sense.
Claims and How Payment Works
The claims pitch is one of the stronger parts of the Select Auto Protect site. Its FAQ says claims are simple: you bring the vehicle to the repair facility of your choice, present your Select Auto Protect information, and the company pays for covered repairs with its company credit card over the phone. The customer pays the deductible, with no need to pay first and wait for reimbursement.
That can be appealing on a comparison page because many shoppers are worried less about buying a contract and more about what happens when the car actually breaks down. Select Auto Protect also says its service agents are available 24/7 to help and that there is no limit to the number of claims customers can make.
One important contract point is the waiting period. A Select Auto Protect service agreement posted on its site says the standard waiting period is 30 days and 1,000 miles unless different terms are shown on the registration page. As with other providers in this category, that means buyers should read the agreement closely before expecting immediate claim eligibility.
Eligibility, Cost, and What To Check First
Select Auto Protect’s FAQ says vehicle age does not affect eligibility and that it covers all makes and models as long as the car is in good working condition at the time of purchase. The company also says it does not require an in-person inspection and only needs the VIN and current odometer reading to get started. That lowers friction for shoppers who want a quick quote process.
The tradeoff is that pricing is still quote-based. The public site promotes payment plans but does not publish a current standard monthly price on the main pages. Older company blog comparison content says customers are responsible for a deductible and references a $100 per-claim deductible and full refund within 30 days, with pro rata refund language after that on some pages, though shoppers should treat the final contract as the source of truth for those details.
For comparison-site visitors, the main takeaway is simple: this provider looks strongest for shoppers who want easy repair access and a guided quote path, but less ideal for people who want transparent live pricing before they submit information.
Who It Fits Best
Select Auto Protect looks like a strong fit for drivers who want a straightforward plan lineup, broad repair-shop choice, and help managing covered repairs without fronting the full repair bill. It may be especially appealing to owners of older vehicles in good working condition, since the company says age does not affect eligibility and that all makes and models can qualify.
It may be a weaker fit for shoppers who want published pricing upfront or those who prefer a provider with a more detailed public plan comparison beyond the three-tier grid. Since the contract terms, deductible, and waiting period shape the real value, the final agreement is still the most important document to read before signing up.
Bottom Line
Select Auto Protect earns a spot on a top-picks shortlist for shoppers who want a simpler protection product with strong repair access and easy-to-follow plan tiers. The biggest appeal is the combination of any ASE-certified facility, unlimited service calls, 24/7 claims support, direct shop payment for covered repairs, and a 30-day money-back guarantee.
For a comparison website, that gives you a clear angle: Select Auto Protect is less about complexity and more about convenience. The next step is to get a quote, compare the contract details, and check whether the deductible, waiting period, and covered systems line up with the repair risk you want to reduce.




